Back-to-School Season: A Perfect Storm for Student Scams
As the leaves turn and the air crisps, our nation’s brightest minds are returning to campuses across America. But while these young patriots prepare to shape our future, a nefarious shadow looms. Scammers, like vultures circling their prey, are ready to pounce on unsuspecting students and their hard-working parents. It’s time we shine a light on these dark corners of academia and arm our future leaders with the knowledge to defend themselves against these predatory tactics.
The Scammer’s Playbook
As students gear up for the new academic year, scammers are rolling out their tried-and-true tactics. From fake textbook deals to phony scholarship offers, these criminals are pulling out all the stops to separate students from their hard-earned money.
“Everyone loves a deal and textbook prices are expensive, so it’s a scam that’s really taken off,” warns Darius Kingsley, highlighting the allure of these deceptive offers.
Common scams include textbook shopping frauds, scholarship scams, tech support schemes, and fake job offers. These criminals prey on students’ financial vulnerabilities and their eagerness to find affordable solutions for their educational needs.
Cybercrime Goes to College
Educational institutions have become prime targets for cybercriminals, with attacks on schools and universities skyrocketing in recent years. These digital bandits are after the goldmine of personal information stored in school databases.
“As it turns out, the identity information of children is actually more valuable to them than that of adults,” explains Doug Levin, underscoring the long-term impact of these breaches.
Phishing emails impersonating university libraries are a popular tactic, tricking students into giving up their credentials. Once compromised, this information can be used for identity theft, potentially haunting students for years to come.
Financial Aid Follies
The Pennsylvania Higher Education Assistance Agency (PHEAA) has sounded the alarm on financial aid scams that threaten identity theft. These scammers often promise immediate loan forgiveness or ask for upfront fees – both major red flags.
“Borrowers should never pay for a service that is available to them for free,” warns the PHEAA, reminding students that legitimate financial aid services are provided at no cost.
Students should be wary of unsolicited offers, verify the legitimacy of any financial aid communications, and never share their FSA ID credentials with third parties.
Protecting Our Future Leaders
As parents and educators, it’s our duty to equip our students with the tools to recognize and avoid these scams. Encouraging skepticism of too-good-to-be-true offers and promoting cybersecurity awareness can go a long way in safeguarding our next generation.
“When you get a job offer saying they’ll pay you $1,200 a day to stuff envelopes, that’s not realistic. No company is going to do that,” advises Eva Velasquez, highlighting the importance of critical thinking when encountering dubious opportunities.
By staying vigilant and informed, our students can focus on what really matters – their education and future success – without falling prey to these unscrupulous scammers.
Sources
- Criminals are targeting students with these common back-to-school scams. Here’s what to watch for.
- Hackers are targeting a surprising group of people: young public school students
- PHEAA urges student, borrowers to beware of financial aid scams
- Back-to-School Scams Target Students with Library-Themed Emails
- 6 back-to-school scams and how to avoid them
- Back to school: Protecting your kids from scams
- Back to School Scams: Why Credit Monitoring is a Must-Have for College Students
- https://www.zdnet.com/article/back-to-school-warning-over-phishing-scam-targeting-students/
- Back to Campus: 9 Scams for College Students to be Aware of as They Head Back to School
- A Back-to-School Reminder: Kids and Teens Fall for Scams, Too